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TeraWallet
Free WooCommerce wallet and store credit plugin with top-ups, partial payments, cashback rules, refunds to wallet and user-to-user transfers.
Free installs20K+WordPress.org, active
Est. Pro installs~1.5KLikely 750–3K
Rating4.7/5188 reviews
Price from$39/yrFreemium
Last updated31 Oct 2026Version 1.7.4
Overview
TeraWallet (listed on WordPress.org as Wallet for WooCommerce, slug woo-wallet) adds a store credit wallet to every customer account. Customers top up their balance with any enabled WooCommerce gateway, then pay from it at checkout through a native Wallet payment method. Balances sit in a central ledger, so every credit and debit is recorded as a transaction.
What the free plugin covers
The free version is unusually complete for a wallet. It supports full wallet payment, partial payment (wallet plus another gateway) and an auto-deduct mode that applies the balance as a discount. Cashback can be set cart-wide, per product or per category, and there are engagement rewards for registration, daily visits and product reviews. Admins can view and adjust any user’s balance with notes, lock wallets and refund orders straight to the wallet. Customers get a My Account wallet page with history and can transfer funds to other users. It works with the Cart and Checkout blocks, ships a REST API, and integrates with common currency switchers (WOOCS, WPML, Aelia, CURCY, YayCurrency) plus Dokan, WCFM and WC Marketplace.
Pro and add-ons
StandaloneTech sells extra modules: wallet withdrawals to bank, PayPal or Stripe; wallet expiry; wallet coupons that credit the balance when redeemed; a CSV importer for balances and history; an AffiliateWP integration; milestone and birthday bonuses; and breakage and aging reports. The add-ons are also listed individually on the vendor’s products page.
Limitations
- It is a wallet, not a gift card system: there are no gift card products, designs, recipient emails or scheduled delivery.
- The wallet gateway only shows for logged-in customers.
- HPOS compatibility is not stated on the WordPress.org listing.
- Pro pricing was not readable on the vendor site at the time of checking.
Who should pick it: stores that want a free, flexible store credit wallet for refunds, cashback and pre-paid balances, especially marketplaces and repeat-purchase shops. If you need to sell gift cards to send to other people, pair it with a gift card plugin or choose a dedicated gift card solution instead.
Best for: Stores that want a free, full-featured store credit wallet for refunds, cashback and pre-paid balances rather than giftable cards.
TeraWallet gives away more wallet functionality for free than most rivals, including cashback rules, partial payment and refunds to wallet. It does not sell or deliver gift cards, so it suits store credit and loyalty use cases best; add a gift card plugin if you need giftable codes.
Pros
- Free version includes top-ups, partial payment, cashback and refunds to wallet
- Cashback rules per cart, product or category plus sign-up, review and daily-visit rewards
- User-to-user wallet transfers and admin balance adjustments with notes
- Works with Cart and Checkout blocks and major currency switchers
- REST API and marketplace integrations (Dokan, WCFM, WC Marketplace)
- Well rated on WordPress.org (4.7/5)
Cons
- No gift card products, designs or recipient delivery
- Withdrawals, expiry and CSV import require paid modules
- Wallet payment only available to logged-in customers
- HPOS compatibility not documented
- Pro pricing hard to find on the vendor site
Key features
What TeraWallet highlights on its WordPress.org page and its own website, split by version.
Free version WordPress.org
- Customer wallet with central ledger
- Top up wallet with any gateway
- Full or partial payment from wallet
- Auto-deduct balance as discount
- Cart, product and category cashback
- Sign-up, review and daily-visit rewards
- Refund orders to wallet
- User-to-user fund transfers
- Admin credit and debit with notes
- Wallet locking for security
- Cart and Checkout blocks support
- Multi-currency switcher integrations
- REST API for developers
Pro / paid adds From $39/yr
- Withdrawals to bank, PayPal or Stripe
- Expiry dates on wallet credit
- Coupons that credit the wallet
- CSV importer for balances
- AffiliateWP referral rewards
- Milestone spending bonuses
- Birthday wallet bonuses
- Breakage and aging reports
Feature checklist
15 of 24 features we track in Gift Cards & Store Credit, feature score 58/100
Selling gift cards 1/7
Sell digital gift cards Key
Sell gift cards as WooCommerce products.
Wallet only; there is no gift card product type.
Not included
Custom amounts
Shoppers choose their own gift card value.
No gift card amounts; customers choose top-up amounts within admin limits instead.
Not included
Card designs & templates
Choose designs or upload images for gift cards.
No gift card designs or templates.
Not included
Send to a recipient Key
Email the card to someone else with a personal message.
No gift card emails, but users can transfer wallet funds to another registered user.
Partial
Scheduled delivery
Deliver the gift card on a chosen date.
No scheduled delivery of credit or cards.
Not included
Printable / PDF cards
PDF or printable cards, e.g. with a QR code.
No printable or PDF cards.
Not included
Physical gift cards
Sell and track physical cards.
No physical card support.
Not included
Redeeming 4/5
Redeem at cart or checkout Key
Apply a gift card code to the order.
Paid Wallet Coupons add-on adds codes that credit the wallet; the balance is then used at checkout.
Via add-on
Partial redemption Key
Unused balance stays on the card for next time.
Unused wallet balance stays on the account; partial payments supported.
Included
Balance check
Customers check a card's remaining balance.
Logged-in customers see their wallet balance; no code-based balance lookup.
Partial
Multiple cards per order
Apply more than one card to an order.
Not applicable: one wallet balance per customer, no card codes.
Not included
Expiry dates
Set expiry periods on cards.
Expiry dates for wallet balance or cashback are a Pro feature.
Paid version Pro
Store credit & wallet 6/6
Customer store credit balance Key
Customers hold a store credit or wallet balance on their account.
Every customer has a wallet balance stored in a central ledger.
Included
Issue credit manually
Admins add or remove credit for a customer.
Admins credit or debit any user's wallet with a note, including bulk actions.
Included
Refund to store credit Key
Refund orders as store credit instead of money.
Refund orders straight to the customer's wallet.
Included
Wallet top-up
Customers add funds to their own balance.
Customers top up through any supported gateway, with min/max limits.
Included
Cashback rewards
Give a percentage back as credit after purchases.
Cashback by cart, product or category, triggered on chosen order status.
Included
Balance in My Account
Balance and transaction history in the account area.
Wallet page in My Account with balance, top-up, transfer and transactions.
Included
Admin & compatibility 4/6
Reports & card management
Search, edit and report on issued cards and credit.
Wallet dashboard totals and transaction logs; Pro adds breakage and aging reports.
Included
Import / export cards
Bulk import or export gift cards and balances.
Wallet Importer bulk imports balances and history from CSV.
Paid version Pro
POS support
Sell or redeem in a point-of-sale system.
Not verified
Multi-currency
Works with multi-currency stores.
Integrates with WOOCS, WPML, Aelia, CURCY and YayCurrency.
Included
HPOS compatible
Declared compatible with WooCommerce High-Performance Order Storage.
Not verified
Block checkout compatible
Works with the WooCommerce Cart and Checkout blocks.
WordPress.org listing states WooCommerce Blocks support.
Included
Pricing
Free
$0On WordPress.org
Free
Freeper yearUnlimited
Core wallet, top-ups, partial payment, cashback, transfers and refunds to wallet on WordPress.org.
TeraWallet Pro
$79per year1 site
Vendor Pro page did not load during research; 'from $79/year' as reported by a third-party review (June 2026). Bundles withdrawal, expiry, coupons, importer and more.
Wallet Withdrawal add-on
$49per year1 site
Shown as 'From $49/year' on the vendor products page; cash-out to bank, PayPal or Stripe.
Wallet Coupons add-on
$39per year1 site
Shown as 'From $39/year'; coupons that credit the wallet when redeemed. Importer and AffiliateWP add-ons from $15/year each.
Prices are list prices from the vendor's site, checked 14 Oct 2026. Many vendors discount the first year.
How many sites use TeraWallet?
Free installs from WordPress.org, the vendor's own claim, and our estimate of paid installs.
Free version (WordPress.org)
20K+
Active installations reported by WordPress.org.
Vendor claim
—
The vendor does not publish a total.
Estimated Pro / paid installs
~1.5K
Our estimate, see method below.
How we estimated this: About 25K free installs x 6% (the usual share of free sites that also run the paid version when most features are free, and store owners upgrade more often) gives 1.5K. Likely range: 750 to 3K. This counts sites running the paid version, including sites whose licence has lapsed. Estimates are rough and based on public figures as of 14 Oct 2026.
Stats & health
Weekly downloads
6,388 downloads last week, 1.1M all time
Rating breakdown
| Version | 1.7.4 |
|---|---|
| Last updated | 31 Oct 2026 (3 days ago) |
| Tested up to | WordPress 7.1.4 |
| Requires | WordPress 6.4+, PHP 7.4+ |
| Support threads (2 months) | 5 of 5 resolved |
| On WordPress.org since | 12 Dec 2017 |
Company & policy
| Refund policy | 30-day money-back guarantee (source, 5 Oct 2026) |
|---|
TeraWallet compared
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FAQ
Is TeraWallet free?
Yes. TeraWallet has a free version on WordPress.org. Paid plans start at $39/yr.
How many sites use TeraWallet?
WordPress.org reports 20K+ active installations of the free version. We estimate around 1.5K sites run the paid version.
Does TeraWallet have sell digital gift cards?
No: not included. Wallet only; there is no gift card product type.
Does TeraWallet have send to a recipient?
Yes: partial. No gift card emails, but users can transfer wallet funds to another registered user.
Does TeraWallet have redeem at cart or checkout?
Yes: via add-on. Paid Wallet Coupons add-on adds codes that credit the wallet; the balance is then used at checkout.
Does TeraWallet have partial redemption?
Yes: included. Unused wallet balance stays on the account; partial payments supported.
Does TeraWallet have customer store credit balance?
Yes: included. Every customer has a wallet balance stored in a central ledger.
Does TeraWallet have refund to store credit?
Yes: included. Refund orders straight to the customer's wallet.
Can TeraWallet sell gift cards?
No. It manages a store credit wallet per customer. Customers can top up and transfer balance, but there are no gift card products, designs or recipient emails.
Can customers pay partly with their wallet?
Yes. When enabled, the wallet covers part of the order and the remainder goes through another gateway such as Stripe or PayPal.
Can I refund orders to the wallet?
Yes. The free version lets admins refund an order straight into the customer's wallet instead of returning money to their card.
What does Pro add?
Paid modules add withdrawals, wallet expiry, wallet coupons, a CSV importer, AffiliateWP integration, milestone and birthday bonuses, and breakage and aging reports.
Does it work with multi-currency stores?
Yes. It integrates with WOOCS, WPML, Aelia, CURCY and YayCurrency, and recent releases improved base-currency reporting and refunds in the order currency.
Last updated 5 Oct 2026. Spotted something wrong? Suggest an edit.